Car owner? Don't forget your insurance and road tax and MOT!

Having a personal car today grants you the freedom to travel at will, and for many, it is essential for commuting to work. Without access to your car, how would it impact your daily routine?

While it may not be the most thrilling aspect of car ownership, maintaining your paperwork and official documents is crucial to ensure that you are driving within legal requirements.

Considering MOTs, insurance renewals, tax payments, and servicing, there is a great deal of information to keep in mind.

At the top of the list for motorists should be insurance coverage, which is not only crucial but also a legal requirement, much like MOTs and road tax.

Many people neglect and forget their MOT. Astonishingly, 7.1 million motorists failed to renew their MOT before the onset of COVID. By not maintaining your car in a safe condition, you are endangering the lives of other road users as well as your own.

It's unsurprising that the penalties for missing an MOT are severe – fines can reach up to £2,500 if your car is deemed dangerous at the time of testing. Even if not, the fine is still a substantial £1,000.

Certainly, driving without a valid MOT not only invalidates your insurance but also means that, if you're involved in an accident, the lack of insurance can result in even greater financial losses. 

Forgetting important dates can be both easy and costly.

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